Right now I’m trying to find someone who wants to share in a home-loan with me. They would need a decent job, obviously.

Mum’s estate is going to sell the house at some point, and I either need to have a loan ready to buy it, or I need to move.

I hate moving house. There’s very little that I hate more.

I’ve been thinking about what if I don’t get a loan, as I don’t have two years of tax returns for my business, my borrowing capacity is fairly low.

The two choices are to rent a place, which is fairly self explanatory, or to buy a caravan.

I’ve been giving a lot of thought to the latter. It would be a decently sized caravan, with shower and toilet inside, queen size bed, satellite TV, huge battery bank, solar panels, etc.

I’d own it, no chance of being evicted, and if I wanted a change of scenery, I’d just hitch up the tow vehicle, and drive off.

The idea of close to self sufficient living is fairly appealing to me. I like the idea of not owing money, not having regular bills, etc.

Don’t get me wrong, the last thing I want is to lose the family home, but I also don’t want to piss money in to someone else’s pocket, especially if I have nothing to show for it.

There’s a lot of thinking going on in my life at the moment, but I’m no closer to a decision on any of it.

I know that most of all, I want to keep this house, but I have to find someone else who wants to go halves in the loan, halves in repayments, then get bought out at the end of it (so essentially when it’s all done, they lived rent-free, and if the housing market goes up, possibly turns a small profit).

If you know anyone, let me know.